📖 How to read this playbook (and how I read the FigJam)
Each page below is one decision point from the top-level map — one "play." The left pane recreates the FigJam tree exactly as drawn (same branch labels, same terminal boxes); the right pane is the same tree flattened into path → terminal state rows, so every route to an outcome can be checked line by line.
How I read each board: start at the entry decision, walk every arrow to a terminal box, and record the full condition path — then capture the sticky notes separately, because they answer a different question: not "what's the rule?" but "what do we do when the field is MISSING?" (look it up, assume a default, or follow up). Where two arrows overlap and the wiring is genuinely ambiguous, I did not guess — those became the questions at the bottom of the page.
Dashed-underlined terms open a ? glossary dialog — the shared vocabulary (UWing period, Knox Box, KYC, P(F), RCE…) captured while reading. Each page also notes where an agent helps: the exact spots a decision would stall on vague or missing info, and whether the unstick is a lookup, a derivation, the board's own assume-and-verify default, or one scoped question.
Post & Pier Foundations / Decks
Under living area: hard decline. Supporting decks only: graded by home age and deck height, priced with surcharges.
A clean severity ladder: the same construction detail is uninsurable under a bedroom, price-loaded under a low deck, and declined again when the deck is high enough that failure means real injury. The 2000 building-code vintage acts as the quality gate.
| Path | Terminal state |
|---|---|
| Post & pier under ANY part of the living area | DECLINEDecline |
| Decking support only, home built before 2000 | DECLINEDecline |
| Decking support, built ≥ 2000, deck ≤ 8' above grade | OK / QUOTEProceed with 15% surcharge |
| … deck > 8' but ≤ 12' | OK / QUOTEProceed with 25% surcharge |
| … deck > 12' above grade | DECLINEDecline |
- The sticky IS an agent recipe: check listing imagery for deck construction first, and only if inconclusive send the broker one scoped question — never block the whole quote on it.
- Home year-built and deck height are derivable/askable facts; once present, the surcharge tier is deterministic.