◇ Zen Insurance · Nova AI
← All playsrequirements capture — every decision point, read from the FigJam
📖 How to read this playbook (and how I read the FigJam)

Each page below is one decision point from the top-level map — one "play." The left pane recreates the FigJam tree exactly as drawn (same branch labels, same terminal boxes); the right pane is the same tree flattened into path → terminal state rows, so every route to an outcome can be checked line by line.

How I read each board: start at the entry decision, walk every arrow to a terminal box, and record the full condition path — then capture the sticky notes separately, because they answer a different question: not "what's the rule?" but "what do we do when the field is MISSING?" (look it up, assume a default, or follow up). Where two arrows overlap and the wiring is genuinely ambiguous, I did not guess — those became the questions at the bottom of the page.

decision / question okay to quote / write require (condition, usually time-bound) decline / cancel sticky note (missing-data guidance)

Dashed-underlined terms open a ? glossary dialog — the shared vocabulary (UWing period, Knox Box, KYC, P(F), RCE…) captured while reading. Each page also notes where an agent helps: the exact spots a decision would stall on vague or missing info, and whether the unstick is a lookup, a derivation, the board's own assume-and-verify default, or one scoped question.

Siding

Non-combustible siding needs nothing; wood shake/shingle siding is graded by fire probability, exactly like roofs.

The decision tree (as drawn)
Non-combustibleWood Shakeor Shingle≤ .15> .15 ≤ .50> .50SidingNo action neededP(F)?No action neededRequire confirmation of Class Aor replacement within first termRequire confirmation of Class Aor replacement within UWing period
The logic, captured
How I read this

This board mirrors Roof Class with the same P(F) bands — one banding rule, two building surfaces. (The outcome boxes carry the board's own typo, “confirnation,” transcribed as drawn.)

PathTerminal state
Non-combustible sidingOK / QUOTENo action needed
Wood shake/shingle siding, P(F) ≤ .15OK / QUOTENo action needed
Wood shake/shingle, P(F) .15–.50REQUIRERequire confirmation of Class A or replacement within first term
Wood shake/shingle, P(F) > .50REQUIRERequire confirmation … within the UWing period
Where an agent helps (unsticking the underwriter)
  • Siding material is usually visible from listing/street imagery — an agent can classify it and only ask when imagery is inconclusive.
  • The P(F) banding is pure data: once fire probability and siding material are known, the terminal state computes itself; the underwriter only sees the pre-filled conclusion.
Sam's questions for the analyst
  1. “Class A” here reads as borrowed roofing vocabulary — for siding, is the intended standard non-combustible cladding (fiber cement, stucco, metal)?