◇ Zen Insurance · Nova AI
← All playsrequirements capture — every decision point, read from the FigJam
📖 How to read this playbook (and how I read the FigJam)

Each page below is one decision point from the top-level map — one "play." The left pane recreates the FigJam tree exactly as drawn (same branch labels, same terminal boxes); the right pane is the same tree flattened into path → terminal state rows, so every route to an outcome can be checked line by line.

How I read each board: start at the entry decision, walk every arrow to a terminal box, and record the full condition path — then capture the sticky notes separately, because they answer a different question: not "what's the rule?" but "what do we do when the field is MISSING?" (look it up, assume a default, or follow up). Where two arrows overlap and the wiring is genuinely ambiguous, I did not guess — those became the questions at the bottom of the page.

decision / question okay to quote / write require (condition, usually time-bound) decline / cancel sticky note (missing-data guidance)

Dashed-underlined terms open a ? glossary dialog — the shared vocabulary (UWing period, Knox Box, KYC, P(F), RCE…) captured while reading. Each page also notes where an agent helps: the exact spots a decision would stall on vague or missing info, and whether the unstick is a lookup, a derivation, the board's own assume-and-verify default, or one scoped question.

Decision Points — the map

The top-level board: eight entry decisions; Construction fans out to seven drill-downs. Every box below has its own page in this playbook.

The decision tree (as drawn)
UW Decision PointsOccupancyRentalsShort-termLong termVacantUnrelated NIsProfileHigh ProfileAdverseFire SimulationProtection Class9 & 10ConstructionRoof ClassSidingPost and PierPlumbingElectricalSwimming PoolsOther attractivenuisancesAnimalsTrusts & LLCsReplacement Cost
The logic, captured
How I read this

I read this board as the table of contents: each diamond/box is a decision point with its own drill-down page, and the arrows sketch the SHAPE of each drill-down (e.g. Electrical already previews knob-and-tube → isolated/whole-house → draw areas). Where the map previews outcomes, the drill-down page is the authority — so this page just routes.

PathTerminal state
Occupancy — rentals (short/long term), vacancy, unrelated named insuredsNOTEdrill-down page: Occupancy
Profile — KYC bands, high-profile/adverse insuredsNOTEdrill-down page: Profile
Fire Simulation — model verdict + manual legacy reviewNOTEdrill-down page: Fire Simulation
Protection Class 9 & 10 — the water/response questionnaireNOTEdrill-down page: PC 9 & 10
Construction → Roof Class · Siding · Post & Pier · Plumbing · Electrical · Swimming PoolsNOTEsix drill-down pages
Construction → Other attractive nuisancesNOTElisted on the map — no drill-down page provided
AnimalsNOTElisted on the map — no drill-down page provided
Trusts & LLCs · Replacement CostNOTEdrill-down pages
Board notes (missing-data guidance)
📝 Be sure to check other Pages for deeper drill downs. (— board note)
Where an agent helps (unsticking the underwriter)
  • The map is the case for encoding the playbook as data: every drill-down is conditions → terminal states, which means an assistant can run ALL of them against a lead the moment it arrives and hand the underwriter conclusions — with only genuinely ambiguous branches escalating to a human.
  • Each page below has its own "where an agent helps" section: the pattern is always the same — derive the missing fact, look it up externally, or apply the board's own sticky-note default and verify later; ask a human only as the last resort, and then ask ONE scoped question.
Sam's questions for the analyst
  1. “Animals” and “Other attractive nuisances” appear on the map but have no drill-down page — is there a playbook for them (breed lists, trampolines, tree houses…), or is that judgment-call territory for now?
  2. The map previews Electrical outcomes (draw areas, inspection/replacement timelines) that the Electrical drill-down refines — when the two differ, I read the drill-down as authoritative. Correct?